Spread The Cost At No Extra Cost – 0% Interest Free Finance Now Available
We're offering 12 months' 0% interest free finance on all orders over £250 in value.
Our 0% Interest-Free finance option means wear your new apparel today and spread the payments over a time that suits you, up to a maximum of 12 months.
Please note: Our finance package is only available on orders over £250 in total value, and can't be used on sale items. So if you put a sale item in your cart along with other full price items, the sale item will stop you from proceeding with finance as a payment option. In some cases we may be able to help with this and provide finance on your purchase anyway, but you will need to speak to our customer service team to arrange on: 0800 0356483.
How to apply in 4 easy steps:
- Select the products you like and choose Divido as the payment option on the checkout page.
- Complete the online application form. It takes 30 seconds to find out your result.
- If prompted complete the ID verification, review and sign your agreement with the lender electronically.
- Once you've signed, we'll deliver the goods to your home address.
How much will I pay?
Our finance solution is completely interest free, so you will only the value of the item you're buying. Add a price and see the cost breakdown for some examples below.
Representative Example (0% Finance)
12 Monthly Repayments
*You do not need to add a deposit, but you can if you wish to reduce the credit amount.
Am I eligible?
To apply you must:
✓ Be over 18 years of age
✓ Be a UK Resident for at least 3 years
✓ Have a UK bank account that can accept direct debits
✓ Have credit or debit card registered to your home address
✓ Have a stable income whether through permanent employment or other means (pension, Disability Allowance, etc.)
✓ Be OK for there to be a credit check performed
When you submit your application Please note: Delivery must be to the address you put on the finance application, which must be the same as your billing address of the bank account you're applying with.
We have partnered with Divido Financial Services Ltd to offer you a quick, simple and 100% paperless process to access affordable finance options.
For any queries during the application process or when signing your credit agreement their Customer Service team will be happy to help either through their chat by pressing the help button or by phone on 020 3773 9510. Our lender is Shawbrook Bank Limited authorised & regulated by the Prudential Regulation Authority and the Financial Conduct Authority registered office Lutea House, Warley Hill Business Park, Great Warley, Brentwood, Essex, CM13 3BE
Is there a minimum purchase price?
Yes finance is available on all purchases of £250 or more instore or online.
Is finance available on all products?
No, when you're shopping online finance is only available on full price products. So if you put a sale item in your cart along with other full price items, the sale item will stop you from proceeding with finance as a payment option. In some cases we may be able to help with this and provide finance on your purchase, but you will need to speak to our customer service team on: 0800 0356483.
What information will I need to provide?
During Divido's secure application process you will be asked to provide some basic personal details such as your marital, residential and employment status. You will also need to have your bank account handy and possibly your credit or debit card information for deposit and ID verification.
How long does this process take in total?
Once you decide you want to make your purchase on finance, the application process typically lasts 5-10 minutes from start to finish should you be accepted, and then you will have successfully purchased your goods.
Why was my application unsuccessful?
While the lender will never tell us exactly why they decline a customer (due to data protection), it's usually due to eligibility, not having enough credit experience, having negative credit file information or providing unsatisfactory information in the application.
Do I have to have hard-copies of my documents or credit card on me?
No, the Divido application process is 100% paperless. You will simply need to provide your credit card information but no need to present the actual card at any point.
Outsiders Store acts as a credit intermediary. Finance options are provided by Divido Financial Services Limited in association with Shawbrook Bank Limited who is authorised and regulated by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Registered office: Registered office Lutea House, Warley Hill Business Park, Great Warley, Brentwood, Essex, CM13 3BE. Finance available subject to age and status. Terms and conditions apply.